Argos Banking Gateway is intended for personal use by its owner and only processes information from bank accounts explicitly linked by that same person.
1. Controller and contact
The person operating Argos Banking Gateway acts as the controller for personal data processed by this application. Privacy-related questions can be sent to jemmalikarim+argosbanking@hotmail.com .
2. Purpose of processing
The application processes banking information solely to retrieve, display, store, search, filter and summarise data from bank accounts explicitly linked by the account holder.
3. Data processed
Depending on what the connected bank provides, the application may process:
- account names, account identifiers and masked IBANs;
- balances and currencies;
- transaction dates, amounts, descriptions and counterparties;
- technical identifiers required to maintain the banking connection;
- connection status and synchronisation timestamps.
4. Read-only access
The application is limited to account information services. It cannot initiate payments, transfers or other banking operations.
5. Authentication and banking credentials
Authentication is completed directly with the bank or its authorised open-banking interface. Argos Banking Gateway does not request or store online-banking passwords, PIN codes or bank login credentials.
6. Legal basis
Processing is based on the account holder's explicit consent and decision to connect and use their own bank account data through the application.
7. Storage and security
Where account information is stored, reasonable technical measures are used to restrict access, protect secrets and minimise exposure of sensitive identifiers. Access tokens and private keys are not intentionally disclosed to public clients or language models.
8. Sharing and sale of data
Banking information is not sold, rented or used for advertising. Data may pass through the selected open-banking provider and hosting infrastructure strictly to operate the application.
9. Cookies and analytics
This legal website does not intentionally use advertising cookies or third-party behavioural analytics.
10. Retention
Data is retained only for as long as it is useful for the owner's personal account monitoring, unless it is deleted earlier. Technical backups may persist for a limited period according to the hosting provider's normal backup lifecycle.
11. Revoking access
The account holder can revoke the banking consent through their bank, through the selected open-banking provider, or by removing the connection from the application. Revoking access prevents future synchronisation but may not automatically delete information already stored locally.
12. Rights
Because the application is used only by its owner for their own banking information, requests for access, correction or deletion can be addressed directly to the contact email above.
13. Changes
This policy may be updated when the application, hosting setup or banking integration changes. The date shown at the top indicates the latest revision.